“The big money is not in the buying or the selling, but in the waiting” (Charlie Munger) November came to a volatile spiky end for the markets, pushing most into negative territory for the month, raw data being… And on the currencies, although a mixed month, 2021 has seen the USD strengthen its position…data as […]

  “The best things in life are free. The second best are very  expensive” (Coco Chanel)   💥 October is over and whilst a mixed bag globally, the S&P 500 quickly shrugged off its  September woes and showed great bouncebackability with a 6.9% gain ….other data being…  💥 And on the currencies, the USD gave […]

  You started a company and it grew to the point that you wanted to recruit people. You’ve decided it’s time to provide compensation to those workers. You can provide a variety of employee benefits insurance, and you should familiarize yourself with the choices for each one.   Even if it comes at a cost, […]

“The big money is not in the buying and the selling. But in the waiting” (Charlie Munger) 🔥 So November comes to an end and we edge our way out of 2020. The last month has certainly seen some positive developments in the markets. With the new US President decided and some light at the […]

“The Stock Market is a device for transferring money from the Impatient to the Patient” (Warren Buffet)   🍀 Happy New Year Everyone.   🍀 Like many around the world I’m sure your celebrations will have been muted with the Covid Pandemic still causing terrible disruption in many parts. But 2020 is now over and […]

“Compound Interest is the 8th Wonder of the World, he who understands it, earns it….. he who doesn’t pays it” (Albert Einstein) 🔵 January 2021 has been and (almost) gone, with the month generally finishing near where it started thanks to a bit of a sell off in the last week …Emerging Markets being the […]

Market Update: “The stock market is a device for transferring money from the impatient to the patient” (Warren Buffet)   ✔️ March and Quarter 1 have come to an end. The steady increase in value of developed markets continues…Emerging giving a little bit back after a good run..raw data being Mar 2021 S&P 500 +4.2% […]

“As yet, the wind is an untamed and unharnessed force;  and quite possibly one of the greatest discoveries hereafter to be made, will be the taming and harnessing of it” (Abraham Lincoln)   🔷 April has now come to an end. Last month I spoke about the S&P likely to breach 4,000…this happened early in the month and […]

“My tastes are simple, I am easily satisfied with the best”(Winston Churchill)   🔶 May has been and gone, all in all a fairly benign month in the markets with developed indices edging upwards and China regaining some lost ground from earlier in the year….data being    May 2021 S&P 500 +0.6% +11.9% Nikkei +0.2% […]