International Health Insurance
Insurance
International Health Insurance
Enjoy benefits like:
Inpatient
Cover major treatments which require overnight stays in hospitals for things like surgeries and related hospitalization expenses.
Outpatient
Covers minor treatments where no hospitalization is required. Also includes things like physiotherapy, chiropractor, annual health checks and vaccinations.
Dental
Get routine dental checkups and procedures covered, from minor visits to comprehensive procedures.
Maternity
Ensure your full pregnancy is covered from routine delivery, pre-natal visits, complications, newborn care and more.
Emergency
Emergency benefits include things like evacuation, repatriation, mortal remains, emergency room and ambulance services.
Add-ons
Take a standalone health insurance plan or add-on other plans like life insurance, offshore savings plans or bank account.
Compare international health insurance quotes from providers like:
From $30/month
Your health.
Your budget.
Your choice.
Speak to an advisor and get a side-by-side quote of suitable providers, including:
- Coverage Area
- Benefits
- Price
- Video explainer
Or simply call us to get started
Call: +84 028 3821 5367
Frequently asked questions
International Health Insurance
Health insurance prices vary greatly depending on a number of factors, including Age, Benefits, Benefit Limitations, Coverage Area, Provider Quality and more. As an agency, we cannot provide a fixed premium chart as we have over 10,000 plan combinations from 25 providers.
Both Vietnam and Thailand have modern facilities catering to both expats and natives alike. While Thailand is more known for medical tourism due to its state-of-the-art facilities and economical pricing., health services in Vietnam are very impressive and surprisingly affordable.
Despite these advantages, it is still recommended that expats and travelers planning to visit or live in these locations have reliable international health insurance. Westerners may find medical amenities lacking in comparison to their own countries and while most health services are generally cheaper in this region of the world, medical bills can easily add up depending on the procedure.
Despite these advantages, it is still recommended that expats and travelers planning to visit or live in these locations have reliable international health insurance. Westerners may find medical amenities lacking in comparison to their own countries and while most health services are generally cheaper in this region of the world, medical bills can easily add up depending on the procedure.
You will need to fill out a medical questionnaire which is on the application form. Health checks are only required if something about your health check warrants more medical information before a final offer is made.
Bank transfer, Debit or Credit card
Yes- if you have a preferred payment period, please bring this up in your initial consultation so we can recommend a provider that allows you to pay monthly or quarterly. If you pay with installments, the provider will include surcharges for doing so.
Yes, you are able to get a VAT invoice. Just let us know.
Most providers will exclude: Pre-existing conditions (unless otherwise declared), non-medically required treatments, unreferred treatments, cosmetic procedures, claims for doing anything illegal, claims outside your coverage area and more.
Pre-existing conditions can be covered & they are handled on a case-by-case basis for each provider. They will need to be declared on the application form & accepted by the provide to have coverage. If the condition is too risky, then you will usually be accepted into the policy still, but have added exclusions. If you'd like to have a pre-existing condition covered, you will need to provide supplemental paperwork which can include previous medical records or questionnaires.
We recommend providers & plans based on our clients' needs. Generally speaking, we focus on mid-tier providers that have been well vetted & do not cause our clients & ourselves headaches. These are not the cheapest providers & they are from the most expensive providers.
Yes, certainly we can help with that. Most providers require at least one adult, but we have providers that can do child-only policies.
International health insurance works by applying to an insurance provider, where you will declare your past medical history and based on your risk profile, the provider will offer you
If you're standard risk, you will get the advertised base rates for the plan you selected.
If you have a riskier profile due to health conditions, job risks, high BMI, etc. then the provider can charge you a surcharge to accept you into their plans.
If you're standard risk, you will get the advertised base rates for the plan you selected.
If you have a riskier profile due to health conditions, job risks, high BMI, etc. then the provider can charge you a surcharge to accept you into their plans.
The premium is the price you pay for the plan that you take out, which is based on your risk profile in compared to the plan you take and their respective benefit limits.
Many providers are extending the maximum age for new applicants, this will vary from provider to provider. Usually, most providers stop accepting applicants at age 65, 70 or 75. There could be additional costs, or medical exams required to sign up.
Still have any question?
For any inquiries relating to our business insurances feel free to speak to us during business hours.
Head office address:
19 Hoang Sa , Ho Chi Minh City , 70000 , Vietnam
Call for help:
+84 028 3821 5367
Mail for information:
Info@ten-pac.com
