International Health Insurance

Insurance

International Health Insurance

Choice of benefits
Local, Regional or Worldwide cover
Direct billing across Asia
5-star rated broker on your side
$0 added costs

Enjoy benefits like:

Inpatient

Cover major treatments which require overnight stays in hospitals for things like surgeries and related hospitalization expenses.

Outpatient

Covers minor treatments where no hospitalization is required. Also includes things like physiotherapy, chiropractor, annual health checks and vaccinations.

Dental

Get routine dental checkups and procedures covered, from minor visits to comprehensive procedures.

Maternity

Ensure your full pregnancy is covered from routine delivery, pre-natal visits, complications, newborn care and more.

Emergency

Emergency benefits include things like evacuation, repatriation, mortal remains, emergency room and ambulance services.

Add-ons

Take a standalone health insurance plan or add-on other plans like life insurance, offshore savings plans or bank account.

Compare international health insurance quotes from providers like:

From $30/month

    Get Health Insurance Quotes
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    Your health.
    Your budget.
    Your choice.

    Speak to an advisor and get a side-by-side quote of suitable providers, including:

    • Coverage Area
    • Benefits
    • Price
    • Video explainer

    Or simply call us to get started

    Frequently asked questions

    International Health Insurance

    Health insurance prices vary greatly depending on a number of factors, including Age, Benefits, Benefit Limitations, Coverage Area, Provider Quality and more. As an agency, we cannot provide a fixed premium chart as we have over 10,000 plan combinations from 25 providers.
    Both Vietnam and Thailand have modern facilities catering to both expats and natives alike. While Thailand is more known for medical tourism due to its state-of-the-art facilities and economical pricing., health services in Vietnam are very impressive and surprisingly affordable.

    Despite these advantages, it is still recommended that expats and travelers planning to visit or live in these locations have reliable international health insurance. Westerners may find medical amenities lacking in comparison to their own countries and while most health services are generally cheaper in this region of the world, medical bills can easily add up depending on the procedure.
    You will need to fill out a medical questionnaire which is on the application form. Health checks are only required if something about your health check warrants more medical information before a final offer is made.
    Bank transfer, Debit or Credit card
    Yes- if you have a preferred payment period, please bring this up in your initial consultation so we can recommend a provider that allows you to pay monthly or quarterly. If you pay with installments, the provider will include surcharges for doing so.
    Yes, you are able to get a VAT invoice. Just let us know.
    Most providers will exclude: Pre-existing conditions (unless otherwise declared), non-medically required treatments, unreferred treatments, cosmetic procedures, claims for doing anything illegal, claims outside your coverage area and more.
    Pre-existing conditions can be covered & they are handled on a case-by-case basis for each provider. They will need to be declared on the application form & accepted by the provide to have coverage. If the condition is too risky, then you will usually be accepted into the policy still, but have added exclusions. If you'd like to have a pre-existing condition covered, you will need to provide supplemental paperwork which can include previous medical records or questionnaires.
    We recommend providers & plans based on our clients' needs. Generally speaking, we focus on mid-tier providers that have been well vetted & do not cause our clients & ourselves headaches. These are not the cheapest providers & they are from the most expensive providers.
    Yes, certainly we can help with that. Most providers require at least one adult, but we have providers that can do child-only policies.
    International health insurance works by applying to an insurance provider, where you will declare your past medical history and based on your risk profile, the provider will offer you

    If you're standard risk, you will get the advertised base rates for the plan you selected.

    If you have a riskier profile due to health conditions, job risks, high BMI, etc. then the provider can charge you a surcharge to accept you into their plans.
    The premium is the price you pay for the plan that you take out, which is based on your risk profile in compared to the plan you take and their respective benefit limits.
    Many providers are extending the maximum age for new applicants, this will vary from provider to provider. Usually, most providers stop accepting applicants at age 65, 70 or 75. There could be additional costs, or medical exams required to sign up.

    Still have any question?

    For any inquiries relating to our business insurances feel free to speak to us during business hours.

    Head office address:

    19 Hoang Sa , Ho Chi Minh City , 70000 , Vietnam

    Call for help:

    +84 028 3821 5367

    Mail for information:

    Info@ten-pac.com

      Patrik Shore Tenzing Pacific Services

      Patrik Shore

      Senior Advisor
      From Sweden & New Zealand
      7 years' insurance experience
      Joined Tenzing in 2019
      Crim Science
      Speaks English and Swedish

      Speciality:
      - Savings Plans
      - Health Insurance
      - Life Insurance