Life Insurance

Insurance

You should consider life insurance if you....

Have someone who relies on your income
Have a mortgage or other liability
Have or are starting a family
Are a keyperson in a company
Have a business loan

Benefits

Cover includes death from all causes, with options to add-on critical illness and disability benefits.

Global Coverage

Your life insurance will cover you no matter where you live, travel or move to.

Affordable Level Premiums

Rates do not increase every year with age or inflation. Lock in the best rate now.

Sum Insured

Insure up to 20x your income
Insurance

Types of Life Insurance

Term Life Whole Life Universal Life Annual Life

Straightforward & low cost term-life insurance, where a specific term is selected from the onset. The benefit is payable if death occurs during the term selected.  This covers death from all causes; Accidents, Illness & Disease.  

Terms are usually in 5-year increments between 5-35 years. Payments can be annually, quarterly or monthly.  If you stop paying the premiums, the policy will void with no refund.  Premiums are fixed for the duration of the term, based on your age at entry. Rates will not increase with age of inflation.  

There are also add-ons for: Critical Illness, Disability & Double Accident Benefit (benefit doubles if death is from accident)

Rather than selecting a specific term, with whole life insurance the policyholder is covered for their..... whole life.  This will guarantee to pay the benefit out so long as premiums are paid & the claim is valid. Payments are still made every year, or can be condensed into a 10-year period. There is no cash back/refund element.  Premiums are fixed for the duration of the term, based on your age at entry. 

Universal Life Insurance is usually used to generate wealth. With Universal Life Insurance, you put in a lump sum premium upfront. You're covered for 3x your lump sum.  The minimum initial input is $50,000 usd. 
This is a term life policy, but there is no set term. You just pay the renewal premium every year.  Premiums annually will increase with age & inflation. 
from $20/month

    Get Life Insurance Quotes
    Phone Number

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    International life insurance with global protection

    • Contact us
    • Speak to an advisor 
    • Receive quotes from suitable life insurance providers
    Leave a legacy with life insurance.

    or simply call us up:

    Underwritten by major international life insurers. Guaranteed & regulated policies.
    International Life Insurance wherever life takes you. Plans cover you no matter where you live, work, travel or move to.
    Can insure between $50,000 - $20M USD
    Policies values, premiums & payouts can be in
    Nominate beneficiaries as you see fit, including percentages, secondary & tertiary nominations.
    Critical Illness, Disability, Income Protection & Additional Accident Cover.

    Still have any question?

    For any inquiries relating to our business insurances feel free to speak to us during business hours.

    Head office address:

    19 Hoang Sa , Ho Chi Minh City , 70000 , Vietnam

    Call for help:

    +84 028 3821 5367

    Mail for information:

    Info@ten-pac.com

      Open Hours:

      Mon – Fri: 8.30 am – 6 pm, Saturday – Sunday: CLOSED

      Johannes Heikkila

      Advisor
      From Finland
      Expat for 1 year
      Speak Finnish, English & Spanish

      Speciality:
      - Health Insurance
      - Savings Plans

      Robert Cunningham

      Advisor
      From the UK
      Expat for 13 years in Thailand & Vietnam
      5 years' insurance & financial services

      Speciality:
      - Health Insurance
      - Life Insurance
      - Savings Plans

      Romain Camillo

      Senior Advisor
      11 Years in Insurance & Financial Services
      Expat in thailand for 7 years
      Joined Tenzing in 2020
      Speaks French & English


      Speciality:
      - Health Insurance
      - Life Insurance
      - Savings Plans"

      Nancy Dao

      Advisor
      From Vietnam
      International Business from UK
      Lived in Singapore
      Speaks Vietnamese & English

      Speciality:
      - Personal Health Insurance
      - Group Health Insurance

      Hunter Deems

      Advisor
      10 years' experience in insurance and investments
      Joined Tenzing in early 2020

      Speciality:
      - Investments
      - Savings Plan
      - Health & Life Insurance
      Patrik Shore Tenzing Pacific Services

      Patrik Shore

      Senior Advisor
      From Sweden & New Zealand
      7 years' insurnace experience
      Joined Tenzing in 2019
      Crim Science
      Speaks English and Swedish

      Speciality:
      - Savings Plans
      - Health Insurance
      - Life Insurance

      Geoffrey Mann

      Advisor
      From the US
      Employee benefits & insurance compliance background
      Joined the Tenzing team in 2019
      Law degree from the US

      Speciality:
      - Personal Health

      Nhu Nguyen

      Senior Advisor
      From Vietnam
      Joined Tenzing in 2017
      Fluent in Vietnamese & English

      Speciality:
      - Group Health & Life Insurance
      - Personal Health"

      Ian Comandao

      Health Insurance Manager
      From Philippines
      MBA from Duke University
      Expat for 20 years in US, China, Hong Kong & Vietnam Worked at Tenzing since 2018
      Fluent in English, Tagalog, Mandarin

      Speciality:
      - Personal Health Insurance
      - Group Health Insurance
      - Business Insurance

      Craig McAvinue

      Director of Wealth Management
      From the UK
      25 years' expereince in investments & insurance
      Expat in Thailand for 5 years
      Chartered Accountant by trade
      Holistic approach to consulting his clients

      Speciality:
      - Investments
      - Savings Plans
      - Health & Life Insurance

      Quinn Miller

      CEO & Managing Partner
      From the US
      Joined Tenzing in 2014
      Expat for 10 years in Vietnam
      Finance & Entrepreneurship Degrees

      Speciality:
      - Group Health Insurance
      - Life Insurance
      - Savings Plans"
      • 84 35857 2629
      • 84 35857 2629
      • quinn.miller@ten-pac.com

      Quinn Miller

      CEO & Managing Partner
      From the US
      Joined Tenzing in 2014
      Expat for 10 years in Vietnam
      Finance & Entrepreneurship Degrees

      Speciality:
      - Group Health Insurance
      - Life Insurance
      - Savings Plans"