Life Insurance by Ten Pac


You should consider life insurance if you....

Have someone who relies on your income
Have a mortgage or other liability
Have or are starting a family
Are a keyperson in a company
Have a business loan


Cover includes death from all causes, with options to add-on critical illness and disability benefits.

Global Coverage

Your life insurance will cover you no matter where you live, travel or move to.

Affordable Level Premiums

Rates do not increase every year with age or inflation. Lock in the best rate now.

Sum Insured

Insure up to 20x your income

Types of Life Insurance

Term Life Whole Life Universal Life Annual Life

Term life insurance refers to life insurance in which the insurer pays an agreed sum to the beneficiary if the policyholder dies during a specified term. The duration of the term can vary and is based on a person’s age and health, amongst other factors.

Term life insurance is a cheaper option and is different from universal, whole life, or permanent life insurance in that it provides coverage only for a specified amount of time. Once the term expires, policyholders can opt to renew their coverage or terminate the policy based on their preferences.

Rather than selecting a specific term, with whole life insurance the policyholder is covered for their whole life. This will guarantee to pay the benefit out so long as premiums are paid & the claim is valid. Payments are still made every year, or can be condensed into a 10-year period. There is no cash back/refund element. Premiums are fixed for the duration of the term, based on your age at entry.

Universal Life Insurance is usually used to generate wealth. With Universal Life Insurance, you put in a lump sum premium upfront. You're covered for 3x your lump sum. The minimum initial input is $50,000 USD.

This is a term life policy, but there is no set term. You just pay the renewal premium every year. Premiums annually will increase with age & inflation.

from $20/month

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    International life insurance with global protection

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    Leave a legacy with life insurance.

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    Underwritten by major international life insurers. Guaranteed & regulated policies.
    International Life Insurance wherever life takes you. Plans cover you no matter where you live, work, travel or move to.
    Can insure between $50,000 - $20M USD
    Policies values, premiums & payouts can be in
    Nominate beneficiaries as you see fit, including percentages, secondary & tertiary nominations.
    Critical Illness, Disability, Income Protection & Additional Accident Cover.
    Frequently Asked Questions about

    Life Insurance

    Life insurance is an arrangement between an individual and an insurance company in which the insurer contractually agrees to pay a specified sum to an appointed beneficiary upon the death of the policyholder. When purchasing life insurance, the policyholder typically pays a regular or lump-sum premium to the insurer in exchange for the coverage.

    Life insurance is common around the world and is used as a way for family and loved ones to pay off debts, fund college or university, and provide other essential living expenses when they are needed the most. Life insurance is a routine element of a family’s financial plan.
    Ten Pac provides superior life insurance coverage all over the world. Our global coverage provides the best life insurance policy regardless of where one lives, works, or travels. Our benefits are far-reaching and cover death from all causes with additional add-ons for critical illnesses and disabilities.

    Ten Pac offers competitive and affordable premiums rates that do not increase by year or with inflation. Our services are meant to benefit individuals and families by easing the burden of making important financial decisions without worrying about payment increases or unforeseen costs and fees.

    Ten-Pac is dedicated to working with you to provide optimal coverage for yourself and your loved ones and will stop at nothing to give you the most comprehensive life insurance policy possible.
    Life insurance costs and premiums are based on a number of factors including age, gender, chosen policy, current health, and lifestyle. For example, policyholders who use tobacco will have higher premiums than those who don’t. As a general rule, older individuals will likely have higher average coverage costs than younger policyholders as life expectancy is factored into the pricing.

    Still, the final price will also depend on the type and length of coverage. Whole life insurance will be costlier due to its finite coverage length, often lasting the duration of the policyholder’s life. On the contrary, individuals can save money with term life insurance, as premiums are paid for only a specific amount of time.

    Ten-Pac life insurance starts for as little as $20 USD per month.
    Straightforward & low cost term life insurance, where a specific term is selected from the onset. The benefit is payable if death occurs during the term selected. This covers death from all causes; Accidents, Illness & Disease.  

    Terms are usually in 5-year increments between 5-35 years. Payments can be annually, quarterly or monthly. If you stop paying the premiums, the policy will void with no refund. Premiums are fixed for the duration of the term, based on your age at entry. Rates will not increase with age of inflation.  

    There are also add-ons for: Critical Illness, Disability & Double Accident Benefit (benefit doubles if death is from accident)
    Life insurance in Vietnam provides coverage all across the globe and protects you and your family no matter where you live, work, or study. Individuals can choose from whole, term, universal, or annual life insurance with plans that can be tailored to include a variety of add-ons and extras including critical illnesses, long-term care, disability, income protection, and additional coverage for accidents and unforeseen illnesses.

    Life insurance purchased in Vietnam covers death from all causes, including accidents and illnesses. Primary and tertiary beneficiaries can be appointed however the policyholder sees fit, with pricing options and premiums to match any budget.

    Still have any question ?

    For any inquiries relating to our insurances feel free to speak to us during business hours.

    Head office address:

    19 Hoang Sa , Ho Chi Minh City , 70000 , Vietnam

    Call for help:

    +84 028 3821 5367

    Mail for information:

      Patrik Shore Tenzing Pacific Services

      Patrik Shore

      Senior Advisor
      From Sweden & New Zealand
      7 years' insurance experience
      Joined Tenzing in 2019
      Crim Science
      Speaks English and Swedish

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